Terms and Conditions of Supply

1. These terms

1.1 What these terms cover. These are the terms and conditions on which we supply our services to you.

1.2 Why you should read them. Please read these terms carefully before you register with us. These terms tell you who we are, how we will provide services to you, how you and we may change or end the contract, what to do if there is a problem and other important information.

2. Information about us and how to contact us

2.1 Who we are. We are Unilink Technology Services ('We'). We are registered in England and Wales under company number 06406028 and have our registered office at Europoint House, 5 -11 Lavington Street, London, SE1 0NZ. Our VAT number is 984639854.

2.2 How to contact us. You can contact us by telephoning our customer service team at +44 (0)3333 44 18 16 or by writing to us at uk@emates.com or PO Box 81026 London SE1P 6WJ.

2.3 How we may contact you. If we have to contact you, we will do so by telephone or by writing to you at the email address or postal address you provided to us in your registration. When we use the words writing or written in these terms, this includes emails.

3. Providing the services

3.1 When we will supply the services. We will supply the services to you until either the services are completed, or you end the contract as described in clause 4 or we end the contract by written notice to you as described in clause 6.

3.2 We are not responsible for delays outside our control. Whilst we take care to ensure that the transaction is delivered to your chosen establishment there may be instances in which the transaction may not be possible due to factors within an establishment which are outside of our control, such as:

  1. A transaction is rejected by a prison/immigration service because it does not comply with our Acceptable Use Policy; or


  1. Payments will not be delivered if your recipients ID number is incorrect.


  1. Payments will not be delivered if your recipient is not in the establishment you have chosen.
  2. You may need to be authorised by the establishment to send funds to your recipient. Please check with the establishment.

3.2.5 A prison or prison/immigration service exercises its right to refuse registered users access to the service without notice and without explanation.

3.2.6 You have been notified by the court/police/prison/immigration service that you are prohibited from contacting a specific recipient, in such circumstances, any transactions sent using our services will not be delivered and you will still be charged the transfer and processing fee.

  1. We reserve the right to suspend you and your recipient’s account/s if you dispute any payments with your card issuer. We may be unable to reinstate suspended accounts.


  1. The current fees are subject to change without notice, however, any price changes will clearly be displayed on our website. 


  1. We shall not be held responsible for payments withheld from delivery by a given establishment. This maybe for reason outlined in 3.2.1 to 3.2.6 or for reasons specific to the establishment.

3.3 What will happen if you do not give required information to us. We may need certain information from you so that we can deliver the service to you, for example, name, address, recipient's information and telephone number. If you give us incomplete or incorrect information, we may either end the contract (and clause 6.2 will apply) or make an additional charge of a reasonable sum to compensate us for any extra work that is required as a result. We will not be responsible for delivering the transaction late or not delivering at all if this is caused by you not giving us the information we need within a reasonable time of us asking for it. Please note that it is your responsibility to change the location of the recipient if they are relocated.

4. Your rights to end the contract

4.1 Ending the contract because of something we have done or are going to do. If you are ending a contract for a reason set out at 4.1.1 to 4.1.4 below, the contract will end immediately. The reasons are:

4.1.1 We have told you about an upcoming change to the services or these terms which you do not agree to;

4.1.2 We have told you about an error in the price or description of the services you have ordered, and you do not wish to proceed;

4.1.3 We have suspended supply of the services for technical reasons, or notify you we are going to suspend them for technical reasons, in each case for a period of more than 6 months; or

4.1.4 You have a legal right to end the contract because of something we have done wrong.

4.2 Exercising your right to change your mind. You have 14 days after the day we email you to confirm we accept your order. However, once we have completed the services, e.g. sent a transaction on your behalf, you cannot change your mind, even if the period is still running. If you cancel after we have started the services, you must pay us for the services provided up until the time you tell us that you have changed your mind.

4.3 When you don't have the right to change your mind. You do not have a right to change your mind in respect of our secure payment service, once you request us to send your transaction, even if the cancellation period is still running.

4.4 Ending the contract where we are not at fault and there is no right to change your mind. Even if we are not at fault and you do not have a right to change your mind, you can still end the contract before it is completed, but you may have to pay us compensation. A contract for services is completed when we have finished providing the services and you have paid for them. If you want to end a contract before it is completed where we are not at fault and you have not changed your mind, just contact us to let us know. The contract will end immediately, and we will close your account. 

5. How to end the contract with us (including if you have changed your mind)

5.1 Tell us you want to end the contract. To end the contract with us, please let us know by doing one of the following:

5.1.1 Email. Email us at uk@emates.com. Please email from the registered email address requesting your account to be closed. 

5.1.2 Online. Complete the form on our website and email it to us.

5.1.3 By post. Print off the form and post it to us at the address on the form. Or simply write to us at that address, including details of what you bought, when you ordered or received it and your name and address.

5.2 How we will refund you. We will refund your funds if your funds have been rejected by the establishment, unless otherwise agreed. However, we may make deductions, as described below.

5.3 Deductions from refunds if you are exercising your right to change your mind. If you are exercising your right to change your mind, we may deduct from any refund an amount for the supply of the service for the period for which it was supplied, ending with the time when you told us you had changed your mind. This will include the transfer and processing fee. The amount will be in proportion to what has been supplied, in comparison with the full coverage of the contract.

5.4 When your refund will be made. We will make any refunds due to you as soon as possible. If you are exercising your right to change your mind, then your refund will be made within 14 days of your telling us you have changed your mind. 

5.4.1 We are unable to process a refund if you have successfully transferred your funds to your chosen establishment. 

6. Our rights to end the contract

6.1 We may end the contract if you break it. We may end the contract for secure payment services at any time by writing to you if:

6.1.1 We receive a chargeback from your bank. Your recipient will also not receive any transactions via this service and your account will be suspended.

6.1.2 You do not, within a reasonable time of us asking for it, provide us with information that is necessary for us to provide the services.

6.1.3 You do not use your account to transfer funds for a continuous period of six (6) months.

6.1.4 If we receive a request from law enforcement or the establishment.

6.2 You must compensate us if you break the contract. If we end the contract in the situations set out in clause 6.1 we will not refund any transfer and processing fees you have paid to us as reasonable compensation for the net costs we will incur as a result of your breaking the contract.

7. If there is a problem with the services

7.1 How to tell us about problems. If you have any questions or complaints, please contact us using the contact details in clause 2.2.

8. Price and payment

8.1 Where to find the price for the services. Prices will be indicated on the order pages when you placed your order. We take all reasonable care to ensure that the price of the services is correct.

9. Our responsibility for loss or damage suffered by you

9.1 We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors or for fraud or fraudulent misrepresentation.

10. Refund Policy. We may hold on to your funds for up to 72 hours awaiting transfer to the establishment. If a transfer is not completed within 7 days, you will be refunded, and the transfer will be cancelled. Please note that the transfer and processing fee will not be refunded. This does not affect your statutory rights.

11. Other important terms

11.1 You need our consent to transfer your rights to someone else. You may only transfer your rights or your obligations under these terms to another person if we agree to this in writing. We may transfer our rights under this contract without your consent.

11.2 Nobody else has any rights under this contract. This contract is between you and us. No other person shall have any rights to enforce any of its terms.

11.3 If a court finds part of this contract illegal, the rest will continue in force. Each of the paragraphs of these terms operates separately. If any court or relevant authority decides that any of them are unlawful, the remaining paragraphs will remain in full force and effect.

11.4 Even if we delay in enforcing this contract, we can still enforce it later. If we do not insist immediately that you do anything you are required to do under these terms, or if we delay in taking steps against you in respect of your breaking this contract, that will not mean that you do not have to do those things and it will not prevent us taking steps against you at a later date.

11.5 Which laws apply to this contract and where you may bring legal proceedings. These terms are governed by English law and you can bring legal proceedings in the English courts. If you live in Scotland, you can bring legal proceedings in either the Scottish or the English courts. If you live in Northern Ireland, you can bring legal proceedings in either the Northern Irish or the English courts.